Frequently Asked Questions
Got questions? We’ve got answers. Whether you’re applying for business funding or just starting your business, this page covers the most common questions we get—from how it works to who qualifies.
How does Oracle Consulting help me get funding?
We match you with trusted non-bank lenders based on your business type, revenue, and needs. You apply once—we handle the rest.
Do I need perfect credit to qualify for funding?
Not at all. Many of our funding partners work with business owners who have fair or even challenged credit. We focus on your overall business potential.
Will applying hurt my credit score?
Nope! Our application process involves a soft credit check, which has no impact on your personal credit score.
How much funding can I qualify for?
Most of our clients qualify for between $10,000 and $250,000, depending on factors like revenue, time in business, and credit profile.
How fast can I get approved and funded?
Some approvals happen within hours, and many clients receive funding in as little as 24–48 hours.
I’m just starting my business. Can you still help me?
Absolutely. We offer startup guidance, LLC formation help, and tools to build your brand and get funding-ready—even before you have revenue.
What documents do I need to apply for funding?
Typically, you’ll need a government-issued ID, recent bank statements, and basic business info. Some programs may require additional documents.
Are there any upfront fees to apply?
No. It’s 100% free to apply through Oracle Consulting. You’ll only pay if and when you accept a funding offer (terms vary by lender).
Do you offer help with business plans or website setup?
Yes! We help new business owners create business plans, build basic websites, and design brand materials to get launched professionally.
How do I get started?
Click “Apply Now” or “Schedule a Call” to begin. It takes less than a minute to start the process—and we’ll guide you from there.
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88+
Loans Paid This Month
100M +
Total paid out to customers
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